Best PEO Services for Small Businesses Top 10 Providers 2025

However, unlike a PEO, an AEO typically only takes on a portion of an employer’s workforce, rather than all of it. In a PEO, you essentially lease your employees from the PEO (who is their employer) and your insurance rates and premiums are a conglomerate rate of the entire PEO. In an AEO model, you get to maintain your federal EIN for tax filing and your employees are employees of your tax ID number. Trinet does not list their pricing on their website, but they do have comparisons against other PEOs and employers can request a quote directly on their website here.

Customer Service

Oasis may seem simple on the surface, but Oasis handles the most critical aspects of a PEO perfectly and provides services and support to businesses in many different industries. Combine these things with solid benefit offerings and excellent customer service, and you are looking at a great PEO. TriNet’s strong bargaining power means they can provide exceptional benefits to your employees. They also make it easy for those employees to do many things online due to one of the best online platforms in the industry. Additionally, TriNet has options for plenty of industries, so if you are having trouble getting the right fit, check to see if TriNet is suitable for your business. While it is a smaller company and therefore might not have too many customer reviews online, the consensus is that they are helpful to their clients and able to provide a wide swath of necessary services.

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Papaya Global provides international businesses in more than 160 countries with PEO support and compliance, which is much greater than most competitors we reviewed. It stands out for its ability to serve employees and contractors across different locales. When we tested the platform, we found that Papaya can handle these responsibilities and more. For example, Papaya supports pay exchanges, so workers earn paychecks in their own currency, as well as provides talent acquisition and employee onboarding services. Papaya can disperse payments in more than 130 currencies, which is essential for employers with multiple international employees or contractors.

• Deel is the complete package for ambitious businesses looking for fast and scalable growth.
• PEOs bring specialized HR expertise and knowledge of employment laws and regulations.
• I’ve reviewed and evaluated the most popular PEO services to help small businesses outsource HR management and reduce administrative burdens, gaining peace of mind.

Can Working with an HR Outsourcing Service Reduce Costs?

By outsourcing HR and employment tasks to a PEO, businesses can simplify their HR management and free up time to focus on other areas of the business. As one of the largest PEOs on the market, ADP can support small, medium, and large businesses in nearly any industry. The PEO behemoth has some serious power when it comes to offering comprehensive benefits at affordable rates. We also found the platform to be quite intuitive, making it easy for employees to navigate the benefits enrollment process. Using a solid provider can be great for small business owners that want to entirely outsource their HR, employee benefits, and training programs.

For example, some include employee training and development programs with PEO packages or as a software module add-on. Other popular options include performance management tools with support for evaluating employees and recruiting systems for attracting and retaining a skilled workforce. To find the best professional employer organizations on the market, we started by researching and analyzing dozens of potential HR outsourcing solutions. We discovered who the key players are through industry experience and market research, and then we did a deep dive on each PEO provider.

They serve diverse industries, helping companies to manage HR tasks efficiently so their management team can focus on growth. Rippling PEO covers the bases in terms of payroll, benefits administration, compliance support, and risk management. Each solution is organized in its own module that can be accessed from the main Rippling interface.

Insperity has specialized in providing PEO services for middle-market businesses for 15 years, offering scalability to match the variability of a company’s workforce. Its services are designed to function as the back-end HR operation working in tandem with your business’s employee-facing HR staff. Paychex PEO is distinguished from the company’s stand-alone payroll and HR services by its team of HR professionals available to consult on your business’s operations and strategies. In addition to answering questions, they assess potential risks and explain the pros and cons of various options. The service includes training led by Paychex HR experts, a library of HR documents and a customizable learning library. Read reviews about the company you are considering on platforms like the Better Business Bureau (BBB), and consider what is said about the PEO’s ease of use and user experience.

Rippling offers more than 400 integrations, including applications related to collaboration, customer support, design, finances, HR, marketing, and sales. When evaluating PEO service providers, we examined whether vendors were accredited by the Employer Services Assurance Corporation (ESAC) and IRS. We also compared pricing structures, contract terms and minimum employee requirements. An AEO typically assumes responsibility for all HR-related tasks for the portion of the workforce it manages, including payroll processing, benefits administration, and compliance management.

It’s not surprising that payroll and employee benefits administration rank among the top reasons why business leaders choose to partner with a PEO. Managing these functions is a major feat for any business, especially small businesses with limited money and resources. Paychex’s cloud-based platform can integrate with more than 130 third-party applications, making workforce management even more efficient. As your business changes or expands across states, we love that you can add or remove services accordingly.

• HRO and ASO may be more suitable for businesses that only need to outsource certain HR tasks or want more control over their HR functions.
• Deel’s customer support staff can be reached 24/7 using in-app chat, telephone, email, WhatsApp and callback requests.
• This model completely outsources HR tasks to the PEO, which lets it negotiate for the best prices on benefits based on volume.

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To fully benefit, it’s crucial to understand what you get for your money and how that differs between vendors. Our buyer’s guide walks you through how pricing works, what questions to ask, and everything in between. Entrepreneurs and industry leaders share their best advice on how to take your company to the next level. A mission statement is the foundation of a company and should be developed before a business ever accepts a transaction. Jason Fell is the VP of Native Content, managing the Entrepreneur Partner Studio, which creates dynamic and compelling content for our partners.

The third most common note regarding Papaya Global is how effective it is for global workforces. Papaya Global is the ultimate solution for businesses seeking to streamline global payroll, workforce management, and compliance. Paychex’s solutions have been formulated on the back of industry experience that spans decades. The company’s current customer base of 2.2 million worksite employees for the HR solution alone speaks volumes about the product’s quality and usability. Similarly, in today’s digital age, managing social media has become crucial for businesses. Growing your presence on platforms like Instagram requires expertise and strategic planning.

Justworks gives you just that—plentiful support for payroll, HR, and compliance, plus top-notch benefits partnerships and a team of expert staff members behind the scenes. Papaya Global eliminates the need for you to source local providers in every country where you have employees. There’s no minimum number of employees for you to qualify for benefits administration in a specific best peo for small business area. Beyond payroll and taxes, the experts at Papaya Global can work with you and provide professional advice related to immigration, employee benefits, and so much more.

Deel offers a user-friendly PEO streamlining HR, payroll, and compliance management. Small businesses, HR departments, and startups typically seek PEO services to handle administrative burdens and ensure compliance with regulations. These providers address payroll management, employee benefits, and legal compliance challenges. PEOs are experts in legal compliance for your state and industry, so they can reduce your company’s risk of lawsuits. Many PEOs provide online portals that allow employers and employees to access their benefits and HR self-service easily, but the best companies also offer mobile apps and one-on-one customer service.

Research customer feedback and reviews to gauge the provider’s reliability and service quality. Check independent review sites and industry publications for insights into their customer support and overall performance. A well-regarded provider will consistently receive positive feedback from satisfied clients.

Onboarding with a PEO: What to Expect

If you’re looking for more information about any of the companies we’ve listed here. Finding affordable PEO services for small businesses can be tricky when most vendors don’t publish pricing or share fee lists online. Beyond base costs, some PEOs charge extra fees for HR services or simply don’t disclose when fees may apply to certain circumstances.